1. ☑ Not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity ☑ Legal capacity to acquire and encumber real property ☑ No Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered You can enjoy low rates, down payment options as low as 20%, and flexible payment terms — up to 25 years. Non-refundable Appraisal Fee plus additional expenses for provincial properties only for non-accredited projects. Minimum of ₱400,000 Certificate of employment and compensation 2 valid government issued ID with photo and signature. General Requirements The following are required for all applicants of BPI Personal Loan: - Must be 21 years old and above to apply and not more than 60 years old upon loan maturity. We also reviewed RCBC Home Loan rates for property acquisition where the minimum loanable amount is P1,000,000 and the maximum is up to 80% of the appraised value. Who are eligible for a housing loan in the Philippines? Income Documents Consumer Protection Advisory. b. _______________________________________________________________________________________________, Pamana Padala How to Open an Account Philippine-Based, Pamana Padala How to Open an Account Overseas-Based, Pamana Padala How to Enroll in Online Banking Philippine Based, Pamana Padala How to Enroll in Online Banking Overseas-Based, Pamana Padala How to Enroll in 3rd Party Funds Transfer Philippine-Bas, Pamana Padala How to Enroll in 3rd Party Funds Transfer Overseas-Based, refinance loans with other financial institutions, Maximum of 15 years for house and lot and townhouse, Maximum of 15 years for vacant lot and condominium of accredited projects, Maximum of 10 years for vacant lot and condominium units of non-accredited projects, Certificate of employment and compensation. Incomplete information will cause a delay in processing. If Practicing Doctor. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. For feedback, inquiry, request or complaint, you may refer to our appraised value of vacant lot or residential condominium. BPI Land-based OFW Personal Loan FAQ How much can I borrow? Home d. Building permit BPI Direct Savings Bank is a wholly-owned subsidiary of Bank of the Philippine Islands Completely filled-out BDO housing loan application form; Photocopy of one (1) valid ID matching application details (acceptable IDs: Passport, Driver’s License, SSS, PRC, OWWA ID, OFW ID, Seaman’s Book) Marriage contract, if applicable; 2. 1. If with co-borrower or co-mortgagor, separate application form is needed. a. If from Rental of Properties. b. With simple requirements, one can easily apply for a home loan. Lot Plan/Vicinity Map. Housing Loan Application Form Duly accomplished Application Form 2 valid Identitifcation Cards If married, both spouses to sign on the application form If with co-borrower or co-mortgagor, separate application form is needed B. Here's why: Eligibility Criteria: If you have been employed or in business for the last 2 years with a minimum gross monthly income of Php 50,000, you are qualified to apply for a BPI Direct Housing Loan. You may nominate a co-borrower below 65 years of age. The different BPI loans may vary in terms of requirements, eligibility qualifications, loanable amounts, and the process in applying for it. YES NO. One of the easiest to apply for is the personal loan. Checklist of Pre-Processing Requirements Click for BPI Application Form A. The BPI Housing Loan is another excellent offer of the bank aside from the BPI Personal Loan. For Accredited Projects: 1. How Much Can I Borrow With A BPI Housing Loan? Pre-Processing Requirements: Standard business … BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Government-issued photo-bearing ID (Passport, Driver's License, SSS, PRC, etc.) Income Documents c. Scope of Work If locally employed (working within the Philippines), If Expat Pinoy (Overseas Filipino Worker). Please fill out all entries in the form to ensure fast processing of your loan application. Do you wish to proceed with the assessment? Collateral Documents Borrow as much as 80% of the appraised value of the property plus take advantage of a … The 60-Second Housing Loan Online Pre-Qualification is a tool that allows you to personally evaluate your capacity for a Housing Loan. YES NO Do you have a history of bad debt or unpaid credit card before? Learn more about BPI housing loans in this 3rd episode of Philippine Realty TV - Season 12. 21 - 65 yrs old. 3. Get a LOWER RATE on your Housing Loan. Income Documents, 2. Use the BPI Personal Loan calculator to get an estimate of your monthly installments. a. Housing Loan Application Form . Maximum Deposit Insurance for Each Depositor P500,000. c. Photocopies of tax declaration, tax receipts and tax clearance. Please fill out all entries in the form to ensure the processing of your loan application. STEP 1: Loan Information Get a checklist of requirements. Every loan package is tailor-fitted to the needs and current spend capabilities of the customer. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Duly accomplished Application Form. Member: PDIC. Online Calculator, _______________________________________________________________________________________________ Our application in BPI housing loan just approved after three months of exchanging emails and submitting requirements online. A. Additional Documents for Construction Loan: Clinic address/es and schedule. BPI Housing Loan allows you to borrow: • Minimum amount of P400,000 • Maximum amount of 70% for the appraised value of your preferred house and lot • Maximum amount of 60% for the appraised value of your preferred vacant lot or condominium unit of major suppliers/customers), Vouchers or Bank Statements (last 6 months reflecting commission income), Rental/Lease Contract (indicating name of tenants and rental amounts with complete addresses of properties being rented), Clear copy of Owner’s Duplicate Copy of TCT/CCT, Lot Plan with Location/Vicinity Map certified by licensed Geodetic Engineer, Photocopy of Tax declaration / Tax receipts / Tax clearance, Endorsement Letter / computation sheet / Contract to Sell from developer stating the contract price (for accredited developer/project). Standard business hours is from 8:30am to 5:30pm Monday to Friday. Bill of materials/specification/cost estimates List of Trade References (at least 3 names with telephone nos. Copyright © 2019 BPI FAMILY SAVINGS BANK. Apply Now please select from the products below: Auto Loan . BPI Family Housing Loan Pre-processing Requirements | BPI. Below 21 yrs old. You may get your checklist online, or at the Servicing Department, 2nd floor, JELP Business Solutions Building, Shaw Boulevard, Mandaluyong City (for NCR account) or any provincial branch office (for provincial accounts).. Starting March 1, 2016, to ensure the best possible online banking experience, we recommend that you upgrade to the latest version of your browser. What are the loan terms available? 1. b. Duly accomplished Application Form; 2 valid Identitifcation Cards (for list of acceptable IDs, click here) If married, both spouses to sign on the application form; If with co-borrower or co-mortgagor, separate application form is needed ; B. For Accredited Projects: Statement of Account from Mortgage Lender Housing Loan Application Form. Income Tax Return w/ audited financial statements for the last 2 yrs. 2 valid Identitifcation Cards (for list of acceptable IDs, click, If married, both spouses to sign on the application form, If with co-borrower or co-mortgagor, separate application form is needed, Certificate of Employment (COE) indicating salary, position and length of service, Latest Income Tax Return (ITR) for the last 2 years, Contract / Certificate of Employment (COE) authenticated by Philippine Consulate, Crew Contract and Exit Pass validated by POEA (seaman), Notarized or authenticated Special Power of Attorney (BPI FSB Format), Articles of Incorporation and By-Laws with SEC Registration Certificate, Audited Financial Statements for the last 2 years, Income Tax Return w/ Statement of Assets and Liabilities (SAL) for the last 2 yrs, List of Trade References (at least 3 names with telephone nos. Is a BPI Housing Loan Right For Me? Above 65 yrs old. BPI Family Housing Loan Online Pre-Qualification. 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